You can easily create clothes around your character by using the Sewing function of the Cloth sim. It works best if you use the settings demonstrated in... | By Blender Secrets | Facebook
Are multiple “Pins Groups” for the cloth sim programable? - Blender Development - Blender Developer Talk
How can I attach a Cloth between two moving objects? I have tried the hook modifier but it doesn't seem to work and I have also tried pinning but that only works
Stretching & tearing cloth in Blender | OpenVisual FX
modeling - How to create a cloth stage valance? - Blender Stack Exchange